Brinksprepaid (2024)

FAQs

How much can I overdraft my Brinks card? ›

Approved purchase transactions may create up to a $10.00 negative balance on your Card Account. Cardholder is responsible for repayment of any negative balance.

if you used an incorrect number of login attempts, your account will be locked.

To mitigate risk, Brink's cards have a maximum spend limit of $25,000/day per card. There is also a $500/day ATM and cashback limit on the primary account holder's card for each Brink's account. Employee and Utility Brink's cards do not have ATM or cashback access.

When you open a checking account, you may want to ask a representative, “What's the most I can overdraft my account?” and “How much overdraft can I get? Each financial institution sets different limits which can range from $100 to $1000.

You can overdraft prepaid cards in some cases. Prepaid cards do not usually allow you to overdraft your account, and those that permit overdrafts typically have additional requirements or restrictions like direct-deposit enrollment or preventing your balance from falling below negative $10.

The Brink's Money Prepaid Mastercard is issued by Republic Bank & Trust Company, Member FDIC, pursuant to a license by Mastercard International Incorporated. Netspend, a Global Payments company, is a registered agent of Republic Bank & Trust Company.

You can set up direct deposit through your bank to reload money, deposit checks at local ATMs or through a mobile app, or load cash at retailers who participate.

Call the phone number on the front sticker or on the back of the card. Look for a toll-free activation number included on the sticker attached to your card or in any accompanying letters or instructions.

Some prepaid debit cards let you load up to $15,000 onto your card, while others may have a lower maximum amount. For example, the Regions Now Card has a $7,500 balance limit. You can find the maximum limit on your prepaid debit card by reading your card's terms and conditions.

Is Brink's prepaid card good? ›

The Brink's Prepaid is only worth it in very specific situations, like if you can't open a traditional banking account. In those cases, the Brink's Prepaid Mastercard is a solid prepaid credit card that offers a bit more flexibility than some competitors with its pay-as-you-go plan and $10 negative balance cushion.

The maximum balance you can have on your Walmart MoneyCard is $10,000, unlike Serve prepaid debit cards which offer a maximum balance of $100,000.

If you DO enroll in overdraft protection, you will be charged $25 for any overdraft transaction that Brink's chooses to pay. This fee is per transaction for up to five (5) fees per month, at which point all transactions will be declined. This can be an expensive option if you do not carefully track your card usage.

Brink's Money All-Access Account by BofI Federal Bank.

Flexibility. Load your Card Account the way you want: At one of our 130,000 reload locations³, from your bank account or transfer money from other Cardholders accounts.

An overdraft limit is the maximum amount that banks allow you to withdraw. For example, you might have a bank account balance of $5,000 with an overdraft limit of $500. It means that you can spend up to $5,500, but you can't withdraw or request for an added money if the payment exceeds the limit.

The Overdraft limit refers to that amount or the limit of credit offered by a bank. This amount is additional (to your bank balance) which can be withdrawn by you and used. Different banks set different limits when they grant Overdraft facilities.

In most cases, it isn't possible to overdraft a credit card, or spend above your credit limit. If you opt in to over-the-limit charges, it may be possible to exceed your limit. However, “overdraft” usually refers to overdrawing a bank account, not a credit card.

You agree a limit with your bank and can spend money up to that limit. Unauthorised overdrafts: these are also known as 'unplanned' or 'unarranged' overdrafts and happen when you spend more than you have in your bank account without agreeing it in advance. This includes going over the limit of an authorised overdraft.